This discussion explores the nature of insurance, particularly in relation to unpredictable events. The participants, Nadin and Nayrouz, engage in a debate about whether insurance relies on “predictable” events or is designed to cover even “unlikely” occurrences.

Nadin argues that relying on "predictions" for insurance coverage is flawed because many events are inherently unpredictable. They point out that while some events may be more likely than others, insurance should ideally cover a range of scenarios, not just those easily predictable. Nayrouz counters that this unpredictability is exactly why insurance companies exist - they can’t predict every event but they aim to mitigate risks through “probabilities” and "predictions".

The discussion delves into the nature of "luck" or "fate" in relation to insurance coverage, with Nadin asserting that it' can be problematic to rely on “predictions” about unpredictable events. Nayrouz maintains that insurance works by calculating probabilities and offering coverage for a range of potential scenarios, not just those easily predictable.

Ultimately, the discussion highlights that insurance involves balancing risk assessment with a degree of acceptance regarding the unknown. It underscores that while we cannot predict every event, we can prepare for a range of possibilities through insurance policies.